Run the numbers before you talk to anyone. Nothing here is saved or sent to us.
What one lump sum becomes over time.
Add a regular amount each month and watch it build.
Amount, rate and term in — monthly payment out.
Does a dealer's cash back beat our lower rate?
Price, trade-in and down payment
What an unsecured loan costs monthly and in total.
Principal and interest, term by term.
Current loan vs. a new one, closing costs included.
How fortnightly payments shorten the term.
A full amortisation schedule, year by year.
Start from income and outgoings, not a house price.
