Borrowing

Loans

Every loan below is underwritten here in Salem, by people who can explain their decision.

Auto

New or used, from a dealer or a private seller — with a decision made here, usually the same day.

Recreational Vehicle

Boats, motorcycles, campers and RVs, over longer terms suited to a bigger purchase.

Mortgage & Home Equity

Buy, refinance, or borrow against the value you have already built up.

MasterCard

One straightforward rate, no annual fee, and rewards on the spending you already do.

Personal / Signature

For the unplanned — no collateral required, and funds usually within a few days.

Pay Loans Online

Make a one-off payment or set up automatic transfers from any account you hold.

Before you apply

Have your income, your employer’s details and — for a vehicle or property — the purchase price to hand. If you are buying privately, get approved first: it turns you into a cash buyer at the point of negotiation.

Not sure which loan fits? Call 540.344.4419 and ask. There is no application on file until you say so, and asking costs nothing.