Account
|
Minimum Balance
|
Dividend Rate
|
APY*
|
Regular Shares (Savings)
|
up to $5,000
|
$5.00
|
0.05%
|
0.05%
|
$5,000.01 and up
|
$5,000.01
|
0.10%
|
|
Share Draft
|
|
|
n/a
|
0.00%
|
0.00%
|
IRA
|
|
|
n/a
|
0.10%
|
0.10%
|
Money Market Shares
|
Tier 1
|
$10,000-$24,999
|
1.40%
|
1.41%
|
Tier 2
|
$25,000-$49,999
|
1.60%
|
1.61%
|
Tier 3
|
$50,000+
|
2.20%
|
2.22%
|
Vacation Club
|
|
|
n/a
|
0.01%
|
0.01%
|
Christmas Club
|
|
|
n/a
|
0.01%
|
0.01%
|
*APY is Annual Percentage Yield. Rates are effective October 1, 2024 and are subject to change without notice. IRA’s are subject to limitations and/or penalties imposed by the IRS. Fees may reduce earnings on accounts. Early withdrawal penalties may be imposed for certificate accounts. Please see a tax advisor for additional information.
